Alexander Selling
I'm designing the payments and fraud systems ŌURA needs as we expand globally.
Building a global payments system is complicated, but there are strong public examples of how to do it. Airbnb's Pay as a local is one. What is not as well documented is a fraud system that still works across different markets. You cannot read yourself to one. Neither the fraudster nor the merchant wants to say how they actually work.
Writing
- When a good customer looks like fraudŌURA. $59.6M GMV. 65.6% of flagged orders authorized.
- The processor is not the source of truthŌURA. One money path behind D2C, B2B, and subscriptions.
- A failed payment is not one eventNatural Cycles. −10% involuntary churn. +13.36% approval.
Before Natural Cycles I was at Heads (2021–2023), building retail POS software in React, Node, and iOS. Before that I founded iSpect and iControl, and helped found Buildcraft. Grew iSpect ERP to $4M ARR. Took iControl through 500 Startups Batch 19 ($150K seed) to $55K MRR. Built and led teams of up to 18 across four timezones. Offline-first sync from that decade is still in production.